No impact incident

Stripe: Elevated Instant Payouts failures

Affected: Stripe core components

Current status of Stripe: Operational — live Stripe status

Timeline

1. Nov 1, 2026, 12:31 UTC
   investigating
   We're currently investigating elevated failure rates affecting Instant Payouts to cards in some countries. As of November 1, 2026 at 05:00 UTC, we've identified that a significant portion of failures are due to issuer-bank maintenance affecting payment networks. We're monitoring the situation closely and will provide further updates as the maintenance window progresses.
2. Nov 1, 2026, 12:50 UTC
   identified
   Instant Payouts to cards are experiencing elevated failure rates mainly in Canada and US. Since 05:00 UTC, a significant portion of these failures have been attributed to issuer-bank maintenance affecting payment networks. We are monitoring the situation and will provide updates as the maintenance window progresses.
3. Nov 1, 2026, 14:36 UTC
   resolved
   From 05:00–14:00 UTC on November 1, 2026, Instant Payouts to cards experienced elevated failure rates due to issuer-bank maintenance affecting payment networks, primarily impacting the US and Canada. This issue is now resolved, and payment processing has returned to normal.

Updates as published by Stripe (original).